AI FOR PROPERTY & CASUALTY INSURANCE

Trusted P&C AI agents built for insurance support

From routine enrollment and policy coverage to account management and first notice of loss (FNOL) procedures, our AI Agents provide secure, personalized, and unbiased customer support around the clock.

Lisa Clark
Member Experience Project Manager
“Observe.AI certainly played a massive part in helping us understand where our opportunities were. It allowed us to more effectively target and coach agents on where they needed to improve.”

Here’s how P&C insurers use Observe.AI

24/7 white-glove service

Fully automate your high-volume, routine policyholder interactions with empathetic, knowledgeable, and compliant AI agents that effectively address your policyholders’ needs with care in over 25+ languages and dialects.


  • Policy coverage
  • FNOL
  • Billing and payments
  • Renewals

Copilot for your team

Help your brokers, agents, underwriters, and representatives increase enrollments, reduce fraud, and drive retention by offloading compliance, validation, first-touch, and follow-up engagement steps to AI agents.


  • Claims status and processing
  • Payment follow-ups and confirmations

Improved insurance operations

Analyze 100% of all interactions to continuously improve and scale your AI agents and adopt data-driven optimization strategies that will enhance operations and bottom line.

  • Policy cancellation drivers
  • Agent training needs
  • New product and service trends
  • Potential compliance risks

Seamless integration with your insurance systems

Connect your AI Agents to the tools your teams already use

View all integrations

Why P&C enterprises prefer Observe.AI

01

01

Trusted Partner

As experts in customer experience with a deep understanding of human-to-human conversations, we work with you to identify more opportunities to seamlessly integrate AI Agents into your organization to address immediate needs with measurable results and drive long-term success.

02

02

Agentic Architecture

Easily create sophisticated AI agents that reflect your brand personality using natural language prompts. Your agents will accurately follow your processes and can take action by connecting with 250+ business systems.

03

03

AI Agent Trust

With a long history of successfully delivering conversation intelligence solutions for highly regulated industries, we have adopted rigorous quality assurance to effectively monitor and measure every AI Agent interaction for quality, compliance, and trust. Drill down reporting, alerting, simulations, and fallbacks give you the ability to deploy and scale with confidence.

04

04

Continuous Learning Loop

By continuously exposing AI Agents to real-world simulations and your actual call interactions, your agents will continue to learn and evolve with your business.

Real results from actual customers

Read Customer Stories
22%
CSAT INCREASE
32%
Improvement in Empathy Scores
90%
FCR
95%
Containment Rate

Ready to invest in policyholder retention?

Let us show you how to optimize support delivery, operations, and compliance with AI Agents powered by leading contact experience AI.

FAQ

How does Observe.AI support property & casualty insurance customer service?

Observe.AI helps P&C insurers automate high-volume customer interactions such as policy coverage inquiries, billing questions, FNOL submissions, and renewals. AI Agents provide fast, accurate, and empathetic support 24/7, improving policyholder experience while reducing operational load.

Can Observe.AI help streamline the First Notice of Loss (FNOL) process?

Yes. AI Agents can collect and validate FNOL details, route cases appropriately, and communicate next steps to policyholders. By handling early-stage intake quickly and consistently, insurers can reduce wait times, speed up claims processing, and improve customer confidence during stressful moments.

How does Observe.AI help reduce fraud and improve underwriting efficiency?

Observe.AI offloads routine data validation, documentation, and follow-up steps, helping brokers, agents, and underwriters stay focused on higher-value tasks. Real-time guidance also improves accuracy and consistency, reducing the risk of incomplete or incorrect information that can increase fraud exposure.

What insights does Observe.AI provide to improve P&C operations?

Observe.AI analyzes 100% of customer interactions to uncover insights such as policy cancellation drivers, agent training needs, emerging product trends, and potential compliance risks. These insights help insurers improve operational efficiency, quality assurance, and policyholder retention.

Can Observe.AI help improve retention and customer satisfaction for insurers?

Yes. By delivering faster resolutions, reducing friction during claims and support calls, and ensuring consistent communication, P&C insurers can improve policyholder satisfaction and loyalty. Customers have reported measurable gains such as increased retention, higher CSAT, and reduced handle times.